💼Seed Round: Seeking $2M-$5M

Investment Opportunity

AI-powered distributed banking infrastructure with 2 USPTO patents, production-ready technology, and $37.5B TAM. Pre-revenue with clear path to $23M+ ARR by Year 3.

Investment Terms

Seeking seed funding to accelerate go-to-market in Kenya and US markets.

Round Size
$2M - $5M
Seed Round
Valuation
$10M - $15M post-money
Post-money
Runway
18-24 months runway
To profitability

Key Investment Highlights

Strong IP Position

  • 2 USPTO patents filed (34 claims)
  • LOW prior art risk (101 patents analyzed)
  • Production-ready technology (8 deployments)

Large Market Opportunity

  • $37.5B TAM across distributed systems & AI
  • 4,800+ US community banks addressable
  • 38 Kenya banks + 50+ fintechs

Clear Revenue Path

  • Year 1: $1.2M (5 Kenya customers)
  • Year 2: $11.3M (US market entry)
  • Year 3: $23.45M (scale & partnerships)

Experienced Founder

  • Built production distributed systems
  • Kenya banking market knowledge
  • USPTO patent application experience

3-Year Financial Projections

Conservative forecast based on market analysis and confirmed interest from target banks.

Year 1 (2026)
$1.2M
5 customers

Revenue Breakdown:

3 Kenya banks (Tier 2/3): $450K
2 Kenya fintechs: $150K
Professional services: $600K
Gross Margin:40%
Year 2 (2027)
$11.3M
12 customers

Revenue Breakdown:

5 US community banks: $5M-$10M
2 BaaS partnerships: $600K-$2M (+ rev share)
5 additional Kenya customers: $600K
Gross Margin:55%
Year 3 (2028)
$23.45M
20+ customers

Revenue Breakdown:

10 US community banks: $12M-$15M
5 regional banks: $5M-$8M
5 additional partnerships: $2M+
Gross Margin:65%

Use of Funds

Strategic allocation focused on product development, market entry, and team building.

Product Development

$800K-$2M
40%
  • US compliance features
  • White-label platform
  • Enterprise security

Sales & Marketing

$500K-$1.25M
25%
  • Kenya pilot programs
  • US market entry
  • Conference presence

Operations & Team

$500K-$1.25M
25%
  • Engineering team (4-6)
  • Sales team (2-3)
  • Operations

Legal & IP

$200K-$500K
10%
  • Patent prosecution
  • Compliance
  • Contracts

2026 Milestones

Clear quarterly goals to achieve $1.2M ARR in Year 1.

1
Q1 2026
  • Close seed round
  • 3 Kenya bank pilots launched
  • US compliance roadmap
2
Q2 2026
  • First paid Kenya customer
  • US entity established
  • Hire core team
3
Q3 2026
  • $400K ARR from Kenya
  • First US pilot
  • White-label platform MVP
4
Q4 2026
  • $1.2M ARR achieved
  • 2 US pilots signed
  • Break-even path visible

Exit Strategy

Clear path to $200M-$500M acquisition within 5-7 years.

Target Exit

Timeline:5-7 years
Valuation:$200M - $500M

Based on comparable exits in fintech infrastructure and banking technology sectors.

Comparable Exits

Plaid$5.3B (Visa, 2021)
Treasury Prime$75M (Series B, 2022)
Unit.co$100M (Series B, 2021)

Potential Acquirers

Banking Technology Giants (FIS, Fiserv, Jack Henry)
Cloud Infrastructure (AWS, Azure, Google Cloud)
BaaS Platforms (Unit.co, Treasury Prime, Synapse)
Fintech Infrastructure (Stripe, Plaid, Marqeta)

Investor Pitch Deck

Download our complete 17-slide investor presentation with detailed market analysis, financial projections, and go-to-market strategy.

What's Included:

  • Problem & Market Opportunity
  • Solution & Technology Overview
  • Patent Portfolio (34 claims)
  • 3-Year Financial Model
  • Go-to-Market Strategy
  • Competitive Analysis
  • Team & Advisors
  • Exit Strategy

Request access to full pitch deck and financial model

Request Pitch Deck

Ready to Discuss Investment?

Schedule a call with our founder to discuss the opportunity in detail.

info@sgainvestments.com

📍 Nairobi, Kenya | Expanding to US in 2026